Employer News

Meditation: They Call It Practice for a Reason

Yoga, mindfulness, and meditation used to be left to people on the fringe best described as @crunchy@ or @new age.@ These practices have since jumped

The She-Cession: An Unwanted “Ladies First”

The COVID-19 (coronavirus) pandemic affected our work lives in unprecedented ways...workers furloughed, jobs lost, businesses closed, bedrooms convert

Healthcare Deductible & Definition Drama

Do you search for a discount code before confirming an online purchase? Or cut coupons out of the weekly paper? If you are shaking your head yes, you

Exit Interview Gold

Departing employees are a wealth of information. Unfortunately, exit interviews are often treated by HR as a box to be checked rather than a treasure

Networking: What's Mine is Yours

Over the last year, LinkedIn has been painted green @ the color of the @open to work@ profile frames that pepper our newsfeeds. It seems as if everyon

The Holiday Club Account: A Blast from Savings Past

Like all good things, the holidays have come to an end. Although you are ready to rest from the hustle-bustle of wrapping presents and cooking, your b

SMART Goal Revamp

January brings chilly winds from the north and often marks the beginning of a new fiscal year for many in corporate America. Some use this month to pr

At the Corner of Diversity and Talent

When thinking of increasing diversity at work, recruiters may target applicants from a specific group or @candidate pool.@ For example, a financial se

Employee Assistance Program Myths Debunked

Does this sound familiar? You receive an email from your HR department reminding you of access to the Employee Assistance Program (EAP) and without th

More than Reasonably Priced Furniture: The Ikea Effect

You may shudder recalling the last time you ordered something online, and it arrived in individual boxes with a lengthy set of instructions and an All

DOL Releases Updated COBRA Model Notices and FAQs

The U.S. Department of Labor (DOL) released updated COBRA model notices and FAQs providing general information on the updated model notices. The FAQs

Key Tips For Conducting Virtual Interviews

When quarantine officially came into effect, thousands of businesses with no remote work policy in place scrambled to piece together teleworking proce

IRS Issues Notice 2020-29

The IRS issued IRS Notice 2020-29 (Notice) that provides increased flexibility for making mid-year elections or changes under a Section 125 cafeteria

How to Manage On-Site Employees During the Coronavirus Pandemic

As we continue to self-isolate, executives and team leaders across the country are grappling with the challenges posed by COVID-19 and the toll it@s t

Can Companies Require Their Employees to Pass a COVID-19 Test Before Returning to Work?

As the country gradually begins to reopen, organizations loosen their teleworking mandates, and employees return to the office, it may be tempting for

Recalibrating Your Work-Life Balance

One of most indicative signs of a healthy lifestyle is a measured work-life balance. In fact, many candidates cite work-life balance as a deciding fac

Tips for Effectively Leading During a Crisis

The coronavirus crisis is, in a word, unprecedented. Business executives and department heads find themselves facing challenges that even a few months

New Policies for Returning to Work Post-COVID-19

As more states either re-open entirely or unveil multi-step plans to return to normalcy in the coming months, some businesses will have the opportunit

Preserving Office Culture, Without an Office

Organizational culture is one of the most crucial elements of a business and remains one of the most predictive indicators of a company@s health. It@s

How to Support Your Employees During a Global Pandemic

As companies frantically try to adapt to the coronavirus pandemic, many HR teams find themselves with an alarmingly jam-packed workload. Employee inte

What the Families First Coronavirus Response Act Means for HR Teams

Last week, the House of Representatives ended ongoing negotiations and reached a finalized agreement on the Families First Coronavirus Response Act, a

Looking to Improve Your Company's Training Program? Try Gamification.

Day one of a brand new job can be an exciting, invigorating experience, one that can rekindle your passion for your career and act as a re-energizing

Why Some HR Teams Are Bringing in Health Coaches

Despite most companies implementing corporate wellness programs, bringing in the standing desks, and swapping out the coffee and donuts for more nutri

Using the Power of Predictive Analytics

How does your HR department make key decisions? Your personal experience? Cold, hard data? An educated guess? Gut feeling? All of the above?Making maj

Vaping in the workplace is a bigger problem than most employers think

According to the recently released Surgeon General@s Report on Smoking Cessation, just 3.2% of U.S. adults vaped in 2018. That@s a pretty low number,

Battle Tips to Win the War for Talent

In the late 2000s, major headlines concerning the economy and jobs were usually related to unemployment. Qualified people might struggle to get an int

The Potential of Pay Transparency

In the not-too-distant past, an individual@s salary was a topic to be avoided. Bringing it up in the break room or at a dinner party was a major faux

What Employers Need to Know about the New Final Rules on Health Reimbursement Arrangements

Tuesday, September 17, 2019 2:00 p.m. ET / 11 a.m. P.T.This webinar will provide an overview of the new final rules on health reimbursement arrangeme

Is it Time for Unlimited Time Off?

While more and more perks @ catered lunches, on-site gyms, immunizations programs @ are about employee health, wellness, and happiness, they ultimatel


Compliance News

Proposed 2020 Benefit Payment and Parameters Rule

@The Centers for Medicare @ Medicaid Services (CMS) released a proposed rule for benefit payment and parameters for 2020. CMS also released its draft

Extension of the Employee Retention Tax Credit

The Taxpayer Certainty and Disaster Tax Relief Act of 2020, enacted Dec. 27, 2020, extended the Employee Retention Tax Credit (@credit@) that was esta

ERISA Bonding Requirement and Group Health Plans

Section 412 of the Employee Retirement Income Security Act of 1974 (ERISA) and related regulations (29 C.F.R. § 2550.412-1 and 29 C.F.R. Part 258

Stiff Penalties for ACA Reporting and Disclosure Failures

Applicable large employers (ALEs) are required to file Forms 1094-B and 1094-C with the Internal Revenue Service (IRS) by March 1, 2021, or March 31,

New Broker Compensation Disclosure Rules Apply to Health Plans

The Consolidated Appropriations Act, 2021 (Appropriations Act) signed into law on December 27, 2020, includes new service provider compensation disclo

HHS Non-Enforcement of Telehealth Related HIPAA Breaches

The COVID-19 pandemic has significantly expanded the use of telehealth services due to medical office closures and the lack of access to other in pers

DOL Releases Updated COBRA Model Notices and FAQs

The U.S. Department of Labor (DOL) released updated COBRA model notices and FAQs providing general information on the updated model notices. The FAQs

IRS Issues Notice 2020-29

The IRS issued IRS Notice 2020-29 (Notice) that provides increased flexibility for making mid-year elections or changes under a Section 125 cafeteria

Can Companies Require Their Employees to Pass a COVID-19 Test Before Returning to Work?

As the country gradually begins to reopen, organizations loosen their teleworking mandates, and employees return to the office, it may be tempting for

Remaining ADA-Compliant under COVID-19

The coronavirus crisis has forced human resources teams to juggle more challenges than ever before, from employee benefits and sick leave to new telew

IRS Releases an Opinion Letter on the Collection of Employer Shared Responsibility Penalties

The Internal Revenue Service (IRS) released an opinion letter addressing whether the employer shared responsibility penalties (ESRPs) under the Patien

CMS Releases Proposed Rule on Civil Monetary Penalties for Medicare Secondary Payer Reporting Failures

The Centers for Medicare and Medicaid Services (CMS) released a proposed rule and fact sheet on calculating and imposing civil monetary penalties (CMP

CMS Releases Updated Premium Assistance under Medicaid and the Children’s Health Insurance Program (CHIP) Model Notice

The Centers for Medicare and Medicaid Services (CMS) released an updated Premium Assistance Under Medicaid and the Children@s Health Insurance Program

IRS Releases Final ACA Reporting Instructions and Forms for 2019 and Provides Penalty Relief and Deadline Extension

The Internal Revenue Service (IRS) released final instructions for both the 1094-B and 1095-B forms and the 1094-C and 1095-C forms and the final form

FDA Releases Proposed Rule on the Importation of Certain Drugs from Canada

The Food and Drug Administration (FDA) released a proposed rule on the importation of certain drugs from Canada.The proposed rule would allow states o

Status Update on Court Case Challenging ACA Constitutionality

As background, in 2018, 20 states filed a lawsuit asking the U.S. District for the Northern District of Texas (District Court) to strike down the Pati

President Signs Further Consolidated Appropriations Act, 2020

On December 20, 2019, President Trump signed the Further Consolidated Appropriations Act, 2020 (Act) to keep the federal government running through Se

HHS Releases Inflation-Adjusted Federal Civil Penalty Amounts

The Department of Health and Human Services (HHS) issued its Annual Civil Monetary Penalties Inflation Adjustment. Here are some of the adjustments:Me

CMS Releases SBC Materials for Plan Years Beginning 2021

The Centers for Medicare and Medicaid Services (CMS) released SBC materials and supporting documents including a template SBC, sample completed SBC, u

DOL Releases Advance Copies of Form 5500 and Related Instructions for 2019

DOL Releases Advance Copies of Form 5500 and Related Instructions for 2019 By Karen Hsu, Director of Compliance at United Benefit Advisors@@ Dec 26,

OCR and ONC Release HHS Security Risk Assessment Tool Version 3.1

OCR and ONC Release HHS Security Risk Assessment Tool Version 3.1 By Karen Hsu, Director of Compliance at United Benefit Advisors@@ Dec 19, 2019 8:4

The Treasury Releases 2019-2020 Priority Guidance Plan

The Treasury Releases 2019-2020 Priority Guidance Plan By Karen Hsu, Director of Compliance at United Benefit Advisors Dec 5, 2019 8:35:00 AM The T

District Court Vacates Parts of ACA Section 1557 Nondiscrimination Rul

District Court Vacates Parts of ACA Section 1557 Nondiscrimination Rule By Karen Hsu, Director of Compliance at United Benefit Advisors Nov 21, 2019

DOL, HHS, and Treasury Release Final FAQs on Mental Health / Substance Use Disorder Parity

DOL, HHS, and Treasury Release Final FAQs on Mental Health / Substance Use Disorder Parity By Karen Hsu, Director of Compliance at United Benefit Adv

IRS Releases Information Letter on Employer Shared Responsibility Penalties under the ACA

IRS Releases Information Letter on Employer Shared Responsibility Penalties under the ACAKaren Hsu, Director of Compliance at UBA @@ Nov 7, 2019 9:45

IRS Announces Health Insurance Providers Fee to Resume in 2020

IRS Announces Health Insurance Providers Fee to Resume in 2020 By Karen Hsu, Director of Compliance at United Benefit Advisors@@ Oct 29, 2019 9:12:00

IRS Publishes Proposed Rules on Affordability Safe Harbors and Nondiscrimination for ICHRAs

IRS Publishes Proposed Rules on Affordability Safe Harbors and Nondiscrimination for ICHRAs By Karen Hsu, Director of Compliance at United Benefit Ad

DOL Issues Updated Medicaid / CHIP Model Notice

DOL Issues Updated Medicaid / CHIP Model Notice By Karen Hsu, Director of Compliance at United Benefit AdvisorsOct 10, 2019 10:36:48 AMThe Department

CMS Requires Prescription Drug Coverage Reporting under Section 111 MSP Reporting

CMS Requires Prescription Drug Coverage Reporting under Section 111 MSP ReportingBy Karen Hsu, Director of Compliance at United Benefit AdvisorsOct 3,

IRS Releases Private Letter Ruling Regarding Section 213(d) Medical Care Expenses

IRS Releases Private Letter Ruling Regarding Section 213(d) Medical Care Expenses By Karen Hsu, Director of Compliance at United Benefit AdvisorsSep

DOL Issues Advisory Opinion on Intermittent FMLA Leave

DOL Issues Advisory Opinion on Intermittent FMLA Leave By Karen Hsu, Director of Compliance at United Benefit AdvisorsSep 13, 2019 11:00:00 AMThe Dep

IRS Releases the Indexed 2020 Affordability Percentage

August 28, 2019Karen Hsu, UBA Director of ComplianceThe IRS released@Notice 2019-29@that adjusts the affordability percentage for 2020.To avoid penalt

USPSTF Issues a Final Recommendation Giving PrEP an “A” Rating

By Karen Hsu, Director of Compliance at United Benefit AdvisorsAug 14, 2019 9:30:00 AM The U.S. Preventive Services Task Force (USPSTF) published a fi

DOL, HHS, and Treasury Publish Final Rules on Health Reimbursement Arrangements

On June 20, 2019, the Department of Labor (DOL), Department of Health and Human Services (HHS), and the Department of Treasury (Treasury) (collectivel

IRS Releases Memo on 2-percent Shareholders' Health Coverage Deductions

The Internal Revenue Service (IRS) released a memorandum to confirm that a person who is a 2-percent shareholder (through Internal Revenue Code §

Update on Nondiscrimination Regulations Relating to Sex, Gender, Age, and More

@On May 24, 2019, the Department of Health and Human Services@ Office for Civil Rights (OCR) released a proposed rule to revise its regulations under

Tri-Agency Final Rules on Health Reimbursement Arrangements

The Department of the Treasury (Treasury), Department of Labor (DOL), and Department of Health and Human Services (HHS) (collectively, the Departments

CMS Publishes 2020 Benefit Payment and Parameters Final Rule

@The Centers for Medicare and Medicaid Services (CMS) published its final rule and fact sheet for benefit payment and parameters for 2020. Although th

DOL’s Annually Adjusted Federal Penalties

DOL@s Annually Adjusted Federal Penalties@@On January 23, 2019, the Department of Labor (DOL) issued its@Federal Civil Penalties Inflation

Advance Informational Copies of 2018 Form 5500 Annual Return/Report

@The U.S. Department of Labor@s Employee Benefits Security Administration (EBSA), the Internal Revenue Service (IRS), and the Pension Benefit Guaranty

IRS Releases Indexed PCORI Fee

@The Patient Protection and Affordable Care Act (ACA) imposes a fee on insurers of certain fully insured plans and plan sponsors of certain self-funde

Treasury, DOL, and HHS Release Two Final Rules on Contraceptive Coverage Exemptions

By Karen Hsu, Director of Compliance at United Benefit AdvisorsThe Department of the Treasury (Treasury), Department of Labor (DOL), and Department @o

IRS Issues Specifications for Employer-Provided Substitute ACA Forms

@By Karen Hsu, Director of Compliance at United Benefit AdvisorsThe Internal Revenue Service (IRS) issued Publication 5223 General Rules and Specifica

IRS Extends Due Date to Furnish ACA Forms to Participants and Provides Good Faith Penalty Relief

By Karen Hsu, Director of Compliance at United Benefit Advisors The Internal Revenue Service (IRS) issued@Notice 2018-94@to extend the due date to fur

HHS Releases Inflation-Adjusted Federal Civil Penalty Amounts

By Karen Hsu, Director of Compliance at United Benefit Advisors The Department of Health and Human Services (HHS) issued its Annual Civil Monetary Pen

IRS Releases Final Forms and Instructions for 2018 ACA Reporting

By Karen Hsu, Director of Compliance at United Benefit Advisors The Internal Revenue Service (IRS) released instructions for both the Forms 1094-B and

Tri-Agency Proposed Rule on Health Reimbursement Arrangements

By Karen Hsu, Director of Compliance at United Benefit Advisors The Department of the Treasury (Treasury), Department of Labor (DOL), and Department o

DOL and IRS Release Additional Information on Association Health Plans

@On August 20, 2018, the Department of Labor (DOL) posted the Association Health Plans ERISA Compliance Assistance@fact sheet.@On August 20, 2018, the


UBA Blog

Recent Timeframes, Cafeteria Plan, and Account-Based Plan Relief for Group Health Plans due to COVID-19

Tuesday, July 14, 2020@ •@ 2:00 p.m. ET / 11:00 a.m. PTOn March 13, 2020, President Trump issued the Proclamation on Declaring a National Emergen

Leave Policies and Handling Health Benefits When Employees Return From Leave Due To COVID-19

Tuesday, June 9, 2020 2:00 p.m. ET / 11:00 a.m. PTJoin this webinar for help with best practices for leave policies, handling group health plan benef

What Employers Need to Know about the New Final Rules on Health Reimbursement Arrangements

Tuesday, September 17, 2019 2:00 p.m. ET / 11 a.m. P.T.This webinar will provide an overview of the new final rules on health reimbursement arrangeme

What Employers Need to Know about Opt-Out Arrangements

Tuesday, August 13, 2019 2:00 p.m. ET / 11 a.m. P.T.This webinar will provide an overview of opt-out arrangements and spousal waivers by:Describing w

What’s driving claim costs and employer solutions

Wednesday, July 24, 2019 1:00 p.m. Eastern / 10:00 a.m. PacificJoin Symetra Life Insurance Company for a Wisdom Workplace webinar hosted by Marien Di

Breaking the Silence to Improve Behavioral Health Conditions

Monday, April 29, 2019 3:00 p.m. Eastern / 12:00 p.m. PacificJobs and their essential functions are typically designed for workers in optimal health,

Practical Tips for Structuring Compliant Wellness Programs that Include Premium Incentives

Tuesday, May 14, 2019 2:00 p.m. Eastern / 11:00 a.m. PacificThis webinar will cover how to structure a wellness program that includes premium incenti

What Employers need to Know about Health Coverage in Mergers and Acquisitions

Tuesday, April 9, 2019 2:00 p.m. Eastern / 11:00 a.m PacificWhen employers negotiate a merger or acquisition, it@s important for the buyer and seller

What Employers Need to Know about HIPAA and HITECH

Tuesday, March 12, 2019 2:00 p.m. ET / 11 a.m. P.T.The Health Insurance Portability and Accountability Act (HIPAA), its administrative simplification

What Employers Need to Know about the Medicare Secondary Payer Rules and the CMS Data Match Program

Tuesday, February 12, 2019 2:00 p.m. Eastern / 11:00 a.m. PacificMedicare Secondary Payer (MSP) describes the situation when the Medicare program doe

Evolving Workplace Solutions

Thursday, January 17, 2019 11:00 a.m. ET / 8:00 a.m. PTFor the first time in history, there are four generations in the workplace at the same time. A

Status of Court Case Challenging ACA Constitutionality

On December 14, 2018, the U.S. District Court for the Northern District of Texas (Court) issued a declaratory order in ongoing litigation regarding th

What Employers Need to Know for 2019: Legislative Updates and Your General Compliance Calendar

Tuesday, January 8, 2019 2:00 p.m. ET / 11 a.m. P.T.In 2019, employers are faced with new regulations issued by administrative agencies. This webinar

What Employers Need to Know About IRS Reporting in 2019

Tuesday, December 11, 2018 2:00 p.m. Eastern / 11:00 a.m. PacificThe Patient Protection and Affordable Care Act@s reporting requirements are rapidly

Employer Policies and Testing Employees for Marijuana Use and Opioid Use

Tuesday, November 13, 2018 2:00 p.m. ET / 11 a.m. P.T.This webinar will cover what employers should consider when implementing drug use policies and

What Employers Need to Know About Structuring Wellness Programs for 2019

Tuesday, October 9, 2018 2:00 p.m. ET / 11:00 a.m. PTThis webinar will cover what to consider when sponsoring a wellness program.The webinar will:Des

What's Driving Claim Costs and Employer Solutoins

@CHICAGO @ (Aug. 29, 2018) @ To help HR professionals and business owners better understand their benefit plan claim costs, United Benefit Advisors (U

The Government is Knocking: IRS Penalty Assessment Letters and DOL Audits of Health and Welfare Plans

Tuesday, September 11, 2018 2:00 p.m. ET / 11:00 a.m. PTThe Internal Revenue Service (IRS) continues to send proposed penalty assessment letters to l

Activation Strategies: Incentive Solutions

Monday, August 27, 2018 2:00 p.m. Eastern time / 11:00 a.m. Pacific timeMember incentive and reward programs can be a powerful strategy to fuel parti

What Employers Need to Know About the DOL’s Association Health Plans Final Rule

Tuesday, August 14, 2018 2:00 p.m. ET / 11 a.m. P.T. This webinar will provide an overview of the U.S. Department of Labor@s association health plan

Dental Benefits: A Bridge to Oral Halth and Overall Wellness

Good oral health is a crucial component of overall health and wellness. Yet one in four working Americans, many of whom have dental benefits at work,

Getting Creative with Benefits: How to Avoid Pitfalls for Fringe Benefits

Tuesday, June 12, 2018@ |@ 2:00 p.m. Eastern, 11:00 a.m. PacificThis month@s webinar will provide an overview of popular new fringe benefits and discu

Diversity in the Workplace

Wednesday, May 23, 2018@@ 2:00 p.m. ET / 11:00 a.m. PT@What does diversity mean, and how does inclusion empower the workplace? Join UBA and Principal

Use Vision to Deliver the Innovation Employees Expect

Wednesday, April 25, 2018@@ 2:00 p.m. ET / 11:00 a.m. PT@Learn more about what matters most to employees when it comes to a vision network. Join VSP@

What Employres Need to Know about Account-Based Plans: halth FSAs, HSAs, HRAs, and QSE HRAs

Tuesday, April 10, 2018 2:00 p.m. Eastern / 11:00 a.m. PacificThis webinar will provide an overview of account-based plans, including health flexible

What Employers Need to Know about the Proposed Association Health Plan Regulations

Tuesday, April 10, 2018 2:00 p.m. Eastern / 11:00 a.m. PacificThis webinar will provide an overview of account-based plans, including health flexible

Using Population Health Data and Strategy to Provoke Change and Improve Outcomes

Wednesday, February 21, 2018 2:00 p.m. ET / 11:00 a.m. PTWhat if we could reinvent the role of the advisor by putting the correct information in thei