According to the CDC, roughly six million people in the United States have some type of vision loss. More concerning is the fact that about 1.6 million of them are currently under the age of 40.
Statistics like those are a big part of what makes group vision insurance so important. First and foremost, it makes sure that employees have access to the resources they need to maintain all aspects of their health each day without worrying about how they're going to pay for it. But more than that, it's also a way for employers to better attract and retain top talent.
These days,
people give benefits just as much weight as salary when deciding where to work, if not more so. Offering high-quality group vision insurance is another way to keep your existing California employees happy, attract new staff members, and help separate yourself from your competitors at the same time.
The most immediate benefit of group vision insurance is that it allows California employees to take a more proactive approach to their health and well-being. In an environment where most people would have a hard time paying for even essential expenses should they suddenly find themselves out of work, most aren't going to “splurge” for optional coverage, like vision, on their own.
This means that they're less likely to get regular vision checkups, less likely to catch and treat a range of issues, and are thus more likely to experience major long-term consequences down the road. Regular eye exams not only contribute to the early detection of eye-related issues but also serve as a preventive measure for identifying broader health concerns. For example, during an annual eye exam, certain diseases may be detected such as Diabetes, Hypertension, Glaucoma, and Macular Degeneration. With group vision insurance, however, they're in a better position to be diagnosed and be treated for those problems before they have a chance to become bigger (and more debilitating). This improves their overall well-being and health, prevents them from needing to take large chunks of time off of work, keeps them happy, and ultimately improves productivity and revenue for their employer.
While the actual mechanics of a plan will vary depending on the provider and insurance carrier you work with, many, but not all, group vision insurance covers things like:
AEIS assists California small business owners in enhancing their health insurance offerings with supplementary insurance options tailored to their employees needs.
At AEIS, we understand that adding group vision insurance to your existing offerings can seem overwhelming. That's a big part of why we offer employee benefits consulting to organizations like yours — to simplify the process as much as possible.
We'll treat your business and your workers as the unique entity they are, coming up with the right solutions to help you accomplish all your goals. We consider a comprehensive benefits advisory experience to be a requirement, not an option — and we're prepared to show you just how true that is. That way, you can spend less time worrying about benefits and devote your full attention to running the most successful business you can.
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